Handling Insurance Companies

by Aaron Delgado
April 8th, 2014

If you have been injured in an accident, this may be the first time you have had to deal with an insurance company concerning a personal injury claim. That inexperience can be costly. Insurance companies use a variety of tactics to minimize the amount they have to pay you.

At Delgado & Romanik, our lawyers offer a free initial consultation to discuss your case and answer your questions about insurance companies.

Below are some important things to know about insurance companies.

Use Your PIP Coverage

Your personal injury protection (PIP) coverage is designed to pay benefits regardless of fault. If you don't seek treatment within 14 days, however, your medical care will not be covered. Learn more about Florida PIP changes.

Do Not Speak to the Other Party's Insurance Company

Insurance companies are experienced at getting you to say things that are damaging to your case. Get advice from a lawyer before you say anything.

Do Not Accept a Quick Settlement Offer

The insurance company may offer you a check to settle your case. While the offer may seem attractive to you now, the amount may be far less than your case is worth. If you accept the check, you may not be able to go back for more money if your injuries turn out to be more serious.

Do Not Believe Promises from an Insurance Company or the Other Driver

Even if the insurance company promises to take care of you, contact a lawyer to protect your rights. Once it comes time to pay the bill, the insurance company may change its tune.

Focus on Your Medical Care

Following through on your medical treatment is important for two reasons:

  1. Make as full a recovery as possible.
  2. Document your injuries for the insurance company.

To protect your rights and receive the maximum compensation you are due, it is important to contact an experienced personal injury attorney as soon as possible.

Free Consultation with a Personal Injury Lawyer

Delgado & Romanik will work diligently to help you obtain all of the compensation you deserve. For a free consultation concerning an accident case in Florida, call us at 386-492-8694 or contact us online.

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