Stopping Creditor Harassment In Florida

One of the most common reasons people file bankruptcy is to put an end to harassment from creditors. Bankruptcy includes an injunction known as the automatic stay that bars creditors not only from calling you, but also from any other attempts to collect debts that you owe.

At Delgado & Romanik , our attorneys offer a free initial consultation to explain how bankruptcy can put an immediate stop to creditor harassment. Call 386-492-8694 today to speak with a bankruptcy lawyer. We have law offices in Daytona Beach, DeLand and Altamonte Springs.

What Is The Bankruptcy Automatic Stay?

Once you file bankruptcy, the automatic stay prevents creditors from attempting to collect a debt you own. Your creditors cannot call you. Instead, they must call your lawyer.

Here are some examples of things your creditors cannot do when you file bankruptcy:

  • Call you
  • Send you a letter
  • Take your property
  • Foreclose on your home
  • Sue you
  • Place a lien on your property
  • Garnish your wages
  • Garnish your bank account
  • Enforce a court judgment

If a creditor continues to call you after you file bankruptcy, you may be able to sue your creditor and obtain financial damages.

To find out more about the protections offers to when you file bankruptcy, call 386-492-8694 today or complete our simple contact form to schedule a free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.